Charlotte Housing Affordability is Steady!

Charlotte housing affordability is steady in the 2nd quarter of 2014, according to data released by the National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI) last week.  The data show that 68% of the homes sold during the 2nd quarter were affordable to Charlotte metro area homebuyers earning the median family income of $64,200.

Mortgage Pre-Approval vs. Pre-Qualified?

This is a guest blog post written by Rebecca Madej, Branch Manager and Mortgage Consultant with Cunningham & Company Mortgage Bankers, in Charlotte, NC Mortgage Pre-Approval vs. Pre-Qualified? You’re shopping for a mortgage and keep hearing ‘pre-qualified’ and ‘mortgage pre-approval’ but what do they mean?  They both sounds like the ‘before’ to something…but what? In my

Why It’s Important to Choose a Great Mortgage Banker

Let me tell you why it’s important to choose a great mortgage banker!   So you’re ready to buy a home for sale in South Charlotte NC… You’ve checked out the wonderful South Charlotte lifestyle, and you’ve researched the top-ranked public schools here in South Charlotte.  The neighborhoods are beautiful, and the homes are attractive and